Biblical Budgeting Tools
Use these practical calculators to help you manage your finances according to biblical principles. Each tool is designed to promote faithful stewardship, wise planning, and financial freedom.
10-10-80 Budget
The classic biblical budgeting method: 10% tithe, 10% savings, 80% living expenses.
50-30-20 Budget
A balanced approach: 50% needs, 30% wants, 20% savings and debt payoff.
Debt Payoff Calculator
Plan your path to freedom from debt. Compare debt snowball and avalanche methods.
Mortgage Calculator
Calculate monthly payments, total interest, and amortization for your home loan.
Why These Tools Matter
Count the Cost
"For which of you, intending to build a tower, sitteth not down first, and counteth the cost, whether he have sufficient to finish it?"
Luke 14:28These calculators help you "count the cost" before making financial decisions. They provide clarity, help you plan ahead, and prevent financial mistakes.
Know Your Financial State
"Be thou diligent to know the state of thy flocks, and look well to thy herds."
Proverbs 27:23Good stewardship requires awareness. Use these tools to understand where your money is going and make informed decisions that honor God.
Be Faithful in Little
"He that is faithful in that which is least is faithful also in much: and he that is unjust in the least is unjust also in much."
Luke 16:10Faithfulness starts with small, daily decisions. These calculators help you track the "little" so you can be faithful in the "much" God may entrust to you.
Getting Started
New to Budgeting?
Start with the 10-10-80 Budget Calculator. It's simple, biblical, and focuses on the fundamentals: giving, saving, and living within your means.
Struggling with Debt?
Use the Debt Payoff Calculator to create a step-by-step plan to eliminate your debt and regain financial freedom.
Planning a Major Purchase?
Before buying a home, use the Mortgage Calculator to understand what you can truly afford and the long-term cost.